Our Abbotsford or Surrey real estate lawyers are ready to help. At DNC Integra Lawyers, we have accumulated 25 years of knowledge and experience in the industry, so we can help you move through this process quickly, efficiently and seamlessly. We take the time to answer your questions, return calls promptly and ensure you understand the meaning of the documents you sign. Our law firm is approved by all major banks and credit unions for mortgage work and we are a preferred provider referred by many local realtors.
Our staff will provide you with friendly and knowledgeable service and our lawyers will ensure you understand what documents you are signing. We believe it is important to return your calls promptly and we take the time to answer all your questions. Many realtors have us on their recommended list for lawyers and we are approved by all the major Banks and Credit Unions for their mortgage work.
You want qualified people handling one of the most important financial transactions of your life. Our Staff has over 25 years of experience in successfully completing home purchases and sales.
To contact us right away, fill out the below form. For more information on buying, selling, and refinancing see below.
Before arriving for your appointment at our office, please ensure you bring the following:
If you need a mortgage, we will need your home insurer’s contact information and in some cases your employer’s information. Our conveyancers will let you know when the mortgage instructions come in.
Taxes and Adjustments
If you are a first time home buyer or purchasing a new home, you may be eligible for a property transfer tax (PTT) exemption if you fall under a certain threshold which we explain at our meeting with you. In the event you do not qualify for an exemption, budget for a 1% tax on the first $200,000 and 2% tax on the remainder. Foreign buyers may be subject to a 15% levy. New homes may be eligible for a partial GST rebate if the purchase price is under $450,000. If not, GST applies.
Municipal property taxes are due the first business day in July. The tax year is from January to December, so if you buy in or after July and the seller prepaid his/her taxes, you will be required to credit the seller for your portion of the tax year.
If the property is a strata you may have to pay strata fees for the next month and/or move-in fees from a strata at the time of purchase. Because we have to order strata forms, we need at least a week’s notice to prevent surcharges for rush fees.
Before arriving for your appointment at our office, please ensure you bring your address and realtor’s information.
If there is a mortgage or line of credit secured against your property we will need to order a payout statement from the bank.
Taxes and adjustments
While the sale of your home is generally tax free, you should know about the following taxes and additional fees:
Whether you are buying or selling a home we are able to navigate through the legal processes so that you are protected and all necessary registrations take place in a timely fashion.
Our team of lawyers appreciate the complexity of bank financing rules and we have represented numerous clients who are refinancing their homes or commercial properties.